Employee Supplemental benefits can be insurance policies that help protect people's financial health by paying for expenses related to accidents or illnesses that aren't covered by major medical insurance. These benefits can include accident, critical illness, hospital indemnity, disability, cancer, life, vision, and dental insurance.
No, this is not health insurance. These are policies that pay your employees directly and fill in the gaps that health insurance leaves, such as high deductibles and copays. The funds can be used to pay for everyday living expenses such as rent and groceries.
No, these are optional benefits that are meant to supplement what you already provide. Whether you provide benefits or not, these valuable options can make all the difference to your employees when they need it the most.
These options are 100% voluntary and are paid for by the employee through payroll deductions. Employees are able to pay for most of these benefit options using pre-tax dollars.
No. There are no complex contracts, commitments, or paperwork associated with our program.
We do the legwork to ensure that you stay compliant with IRS Section 125, so that your employees enjoy the benefits of using pre-tax dollars to pay for these options.
We meet with each employee for 15 minutes annually and sign them up for the two no cost benefits that we provide. We then educate them on their options and costs. For those that elect one or more of the optional benefits, we get them enrolled during that time. We then provide ongoing management and support for your employees. Your business is not burdened with administering these benefits.
Our policies are very affordable and start at less than $1 per week. Many of our policies are less than $3 per week.
Our clients appreciate our proactive approach, consistent communication, and improvements they observe in employee satisfaction and retention.
Once you partner with us, it takes about one week to get you business approved and set up. We can usually schedule the enrollment as soon as one week out form the time of signing up for the program.
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Supplemental Benefit Provider offering Low-Cost Employee Benefits, Group Term Life Insurance, Critical Illness, Accident, and more across Bonita Springs, Cape Coral, Estero, Fort Myers, Lehigh Acres, Marco Island, Naples, and the surrounding areas.